Our credit card for this past December was $3,400!
The amount $3,400 isn’t the largest credit card bill we’ve ever received, but it is still a lot for me! In fact, if I received this last January, I’d be sweating until I got the year’s tax refund.
This year is different though! This year I have plenty of money in my checking account to cover the December expenses and still have a buffer left over since we no longer have a mortgage payment to make every month. While I’m not jumping up and down about paying that $3,400, but it’s just a normal credit card bill like all of the others!
In the past since I never carried a balance, I always dreaded receiving this particular present-filled bill. We buy presents for 4 birthdays and Christmas, not to mention the Christmas traditions (Christmas Tree, Christmas Dinner Out) that we follow every year.
It’s great that I can now more easily afford the December bills now and in the future, but to just accept that and go with the status quo doesn’t seem like a good long term answer. So instead, sometime this year I have a loose goal of buying stocks that provide a dividend so I can buy Christmas presents with the dividend yield, or at least us the dividend payment to help with the cost!
Did you like this Article? Then please subscribe to my RSS feed so you can check out new articles when they become available. You will help this blog grow by doing so! Thanks!