Is Buy And Hold Investing Dead?

  On TV and other channels of financial communications, I keep hearing that the “Buy and Hold” strategy is dead or no longer works, but I beg to differ! The chart above is my 401k balance over the past 8+ years, and as you can tell, my overall balance has almost doubled (97.6 %)!  Now… Continue reading Is Buy And Hold Investing Dead?

The Mercedes Driving Coupon Clipper

Last weekend, I took my family to “Steak & Shake” Restaurant.   We had a coupon from one of those ever popular entertainment books.  I was proud of myself for remembering to use it, at least until I noticed the “Mercedes Driving Coupon Clipper“!  Over the past few years, we decided to keep our entertainment books… Continue reading The Mercedes Driving Coupon Clipper

Citicard Diamond Preferred Card Update

  During “The Great Recession“, one of my favorite credit card the “Citi Diamond Preferred” card seemed to have discontinue the Best Buy $100 gift card for 10,000 points option.  In fact, they seemed to discontinue most of the $100 gift cards for 10,000 points options!  Instead they seemed to be offering a $25 gift… Continue reading Citicard Diamond Preferred Card Update

Top 10 Tax Audit Red Flags & Understand How To Avoid an IRS Audit

Top 10 Tax Audit Red Flags & Understand How To Avoid an IRS Audit Did you know that the IRS assigns a numeric tax score to every return they receive? Scores that are higher than a predetermined number are closely reviewed and considered for an audit. Additionally, the IRS has a complex matching system which… Continue reading Top 10 Tax Audit Red Flags & Understand How To Avoid an IRS Audit