Smart Reasons to Save, Use and Invest Money

Yearly Archives: 2012

New Year And A New Direction Blogging?

I’ve been thinking in ways that I’ve never thought before, life has changed for me and lately I’m in a constant state of flux. Last year, I wanted to accomplish certain goals and change my lifestyle all around.  I was only partially successful! I was successfully in accomplishing measurable goals like weight loss and financialContinue Reading

Year End Investment Portfolio Analysis

So after writing the article called “Mutual Funds versus Stocks Why I Choose Stocks“, I wondered if my personal “regular account” gains from the past would trump my 401k gains.  I was especially curious about as long of a record period as I could calculate.  So ironically (or is it because I’m focused on thisContinue Reading

End of World Financial Plan Sort Of

Well, according to some, tomorrow will be a big day from a world destruction standpoint.  I figure what better way to start the kickoff than to write an “End of the World” Financial Plan. First let me say I’m not buying water!  Instead I’m buying Kool Aid!  Yep, why not get some caloric value outContinue Reading

Mutual Funds Versus Stocks – Why I Choose Stocks

Here is a shocking truth…  I don’t own any mutual funds in my regular brokerage accounts or Roth IRA anymore.  In fact, I wouldn’t own any mutual funds if it were for the fact that my employer’s 401k only has mutual funds as investment options. Now you might think that I’m crazy, but surprisingly I’mContinue Reading

PayPal Bookkeeping System Update

This is an update of the practice of using a PayPal Bookkeeping System as your core record keeping system.  If you want to read my original idea on the concept, please read my previous article titled “Using PayPal As A Simplified Bookkeeping System” PayPal Bookkeeping System Experience Update Okay, I’ve made my first credit cardContinue Reading