16 responses

  1. Jeremy @ Modest Money
    April 4, 2012

    I can relate to having wasted a lot of time in the past. Watching too much tv is definitely a waste, but I think you can do it in moderation for a nice break. I feel like I’m at a turning point in my life too. I’m now accepting things I did wrong in the past and am working towards doing better in those areas.

    • MR
      April 12, 2012

      It’s good that you realize it early :)

      I think TV in moderation is fine, but people need to realize that it is still mostly a waste of life. Now when I watch TV, I make sure I’m doing something productive at the same time.

  2. Financial Samurai
    April 4, 2012

    I started at the age of 22, when I got my arse kicked from 5:30am to 7:30pm every day. Gained weight, gained stress. I VOWED to save 50%+++ of my after tax paycheck every year until I stop working. It’s been well over a decade now, and I’m glad I did.

    I want the optionality to do whatever I want. That is priceless.

    • MR
      April 12, 2012

      WOW, saving 50% until you stop working is incredible! And to think I was patting myself on the back for saving 20% lol.

      I know you were saving that much, but to start when you were 22, is stellar!

  3. retirebyforty
    April 4, 2012

    I started saving and investing when I started my first job, but not as aggressively as Sam.
    It’s only the last 3-4 years that I started down the FI route and try to replace my income. At least my retirement fund is pretty solid. My outside account could use a little more shoring up.

    • MR
      April 12, 2012

      It’s funny, I’m in much better financial shape that average (especially considering my take home pay), but only about half way to where I want to be. I hope I can make it up…

  4. Evan
    April 4, 2012

    I started down the FI Route way later than Sam nor am I near him on the saving rate, but every time I lose track of the goal I encounter a friend/client/blog who reminds me what I am fighting for which is the same as Sam…OPTIONS

    • MR
      April 12, 2012

      Yes, I’ve come to that conclusion too. Having a side job and money invested has given my more options now that ever before! With options comes power :)

  5. krantcents
    April 4, 2012

    Any goal worthwhile requires serious effort. I made my sacrifice early to achieve my dreams. Don’t let anything deter you.

    • MR
      April 12, 2012

      I wish I had done the same, but there is still time. Hopefully, things keep accelerating for me…

  6. jefferson
    April 5, 2012

    i try to avoid wasting time by watching tv or playing video games and instead, always try to make sure that i am working towards my goals..

    unfortunately for me, baseball season is just beginning and the hockey playoffs are at the same time.

    i will, at the very least, have to get in some good multi-tasking

  7. JP @ Novel Investor
    April 5, 2012

    Solely focusing on one thing without taking a break every once in awhile can cause a little undue stress. Everyone needs a few minutes break every now and then. Enjoy your vacation.

    • Money Reasons
      April 12, 2012

      minutes vs hours… I know too many people (including myself in the past) that would waste hours mindlessly watching TV. Now I realize all the opportunities that I missed in the process.

  8. Invest It Wisely
    April 13, 2012

    I am definitely trying. I’ll let you know how it goes. :)

  9. CashAdvancesUS
    May 24, 2012

    Well,everybody wants to be financially independent. But not every one of us do something for it.First, it’s an idea.You should find something that you like or what’s interesting for you and what can bring you money.Secondly,developing this idea is important.There should a way how to make it real. But working really hard is a key to sucess,watching TV or reading books “How to get rich” is a waste of time.Wake up early in the morning, work hard – and you will get a result.I believe it’s possible to get rich and to create a life you want.But it’s worth to remember that if you will not do anything for it then nobody will.Everything is in our hands and we can not let them down.

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