Smart Reasons to Save, Use and Invest Money

Category Archives: Beliefs

I’ve Been on a Personal Finance Hiatus

For the past few months, really the past few years, I’ve been quietly probing my brain trying to discover if my wealth planning and financial journey has been the most optimal route.  And while I believe that I’ve done very well, at this point I think I would change a few things slightly.

If I were to rate my personal finance performance for the past 10 years, I’d have to give myself a B+ and maybe even an A-.  While a B+ is good, I think if I had done a few things differently, I probably could have raised that rating to at least a solid A- and probably a full-out A.

So for the next few months, I’m doing a lot of number crunching with Microsoft Excel and reviewing my financial beliefs and practices.  Shoot, maybe I’ll even write a book or perhaps even something a bit more ambitious in the future based on my analysis of the past 10financial years and how I could have followed a better path.  It’s a learning process, and since I didn’t come from a rich family, I’m still making mistakes along the way.  Small mistakes, not major ones, but mistakes all the same.

I wrote this just in case anyone wonders what has happened to me and why I don’t post with the frequency that my previous posting schedule followed (which was daily).  Hopefully I’ll be able to provide new exciting content that has a lot of benefit to the reader both in entertainment and in useful financial processes.




Life is more than cartoons and crayons

I’m having second thoughts about the way that I’m raising my kids. Let me provide some background on my kids first, just to give you a point of reference. Both kids get straight A’s in school, and do sports and other activities. Both kids have good money management skills, thanks to the fact that the… Continue Reading

Religion and Finances

Religion can have a powerful effect on not only your life, but also your finances. Religion can make you Poor I have older friends with pictures of Jesus on ever wall of their house, and they believe that money is the root of all evil.  I don’t believe that money is the root of good… Continue Reading

Pride In Your Work

There is a certain beauty in having pride in your work, and having the ability to see it through, even when things go badly. My brother-in-lawand his wife recently had a baby, and we were going to go see them, but the hospital had a rule about kids under 11 not allowed in to see the… Continue Reading