Smart Reasons to Save, Use and Invest Money

Category Archives: Budgeting

Creating a Spending Budget To Spend More Money

The significant percentage of people have problems with spend more money than they have, so they usually overspend. To counter their overspending habit, the more prudent ones typically implement some sort of budget.  I’ve never implemented such a budget, but my situation is a bit different that other! My problem is I underspend! So while mostContinue Reading

Are You Tracking Your Cash Flow? You'd Better Be!

This is a guest post from Money Beagle, who writes about personal finance with a focus on the personal side of things.  A few years back, my financial tracking was a lot less involved than it is now.  I had started tracking my Net Worth and investment performance in 2001, but that was about theContinue Reading

Saving By Paying Attention – Impulsers, Part 1 of 4

I have friends, lets call them Impulsers (yes, I made this term up), that are constantly driving to the store to get a snack, pop or ice cream or _________ (insert convenience item on the line to the left). Typically the Impulsers group are non-financial people that don’t understand (or were never taught) finances so they neverContinue Reading