Smart Reasons to Save, Use and Invest Money

Category Archives: credit card

Is Plastic Card Budget Worth It?

What is a “Plastic Card Budget”? Plastic Card Budgeting is a simple (but special) budgeting technique that can help you spend less money, and at the same time enabling you to realize a discount on your purchases.  So quite literally, it’s a win-win! How Does a “Plastic Card Budget” Work? At a time frame specificContinue Reading

Credit Card Reward Points Paid For My New TV

We’ve been using credit card reward  points to pay for electronics and appliances for the past few years! The last purchase made with my credit card reward points was a new computer (6 core processor woot!).  But I’ve always wanted to pitch my old CRT 200+ pound TV!  It’s an eye sore, and very heavyContinue Reading

The Giant Eagle Panera Gift Certificate Money Savings

Okay I admit it!  My family (except my daughter, she’s such a nonconformist) loves Panera and even though it’s costing us a decent amount of money (see the article: Spending Money Fail! How We Spend More Than We Realize), we’ll continue to go there once or twice during most weeks. Yes, we do this, butContinue Reading

Credit Card Fraud Examples

Credit Card Fraud Credit cards have become more commonly and frequently utilized than paper dollar bills in most places. As you might expect, with the rise of credit cards as the primary medium of exchange has come an enormous increase in the amount and instances of credit card fraud. Five particular cases in particular standContinue Reading

Why I Love Reward Credit Cards

I admit, I love my reward credit cards, and I run everything through them as much as possible. When I go to some store (like Target), I even buy a pack of $1 gum with my credit cards!  So you might be wondering why I love to own credit cards such as the American ExpressContinue Reading