Smart Reasons to Save, Use and Invest Money

Category Archives: Expenses

Financial Benefits of Having a Fuel-Efficient Car

Are you thinking about buying a new car, or perhaps you are buying your very first car? Well, I’m here to remind you to take into consideration the financial benefits of having a fuel-efficient family car as a viable, prudent option!  Personally, I know that in the past, I at one time would just lookedContinue Reading

Spending Money Fail! How We Spend More Than We Realize

Lately, our car air condition started making odd sounds and slowly it seems like the air coming out of the system is less and less cool.  So based on this, my wife decided that when she took the car in for an oil changed, that she would have them recharge the air conditioner too. NowContinue Reading

Lifestyle Creep Checkup

Well, I decided to give myself a Lifestyle Creep checkup and report back my findings! Now a lot of you are more familiar with the phrase: Lifestyle Inflation, but I prefer the more precise phrase: “Lifestyle Creep”.  The two concepts are slight different and to me the more accurate representation of my experience is LifestyleContinue Reading

Getting Over 15% Return By Saving Money In An ESPP

First, let mes explain what an ESPP is.  This acronym stand for “Employee Stock Purchase Plan“, and it enables an employee to buy their employer’s stock at a discount (up to 15% off the market price during the purchase date). The basic ideas of an ESPP is that it slowly drawn a certain amount ofContinue Reading

The Joneses Are Moving To A Larger House

The great neighbor that lived across the street is moving. Basically, they are moving to a richer neighborhood (he’s an attorney and his wife is a nurse). They bring in more income than we do… probably at least double the amount… So just for some background information, their house is probably worth about $220,000 toContinue Reading