Smart Reasons to Save, Use and Invest Money

Category Archives: Frugality

Frugal Activities

Am I Too Frugal, or Just Cheap

First, for some great stories about real clever frugal tips, let me refer you to the site called Frugal Confessions that runs.  It’s a great resource for great frugal stories, and other smart, money-saving activities (which obviously I’m a fan of!).

I have a frugal confession to make:  I cancelled my cellular phone service over a year ago.  In fact, owning a smart phone is one way that I’ve saved money for years, ready my old article called “Frugal Confessions: I do not own a cell phone” back in 2011.

Motorola Defy XT Republic Wireless Phone

Am I insane?  Perhaps, but maybe not… let me explain…

When I was blogging more, the phone made sense because I used it daily for work.  Lately, I haven’t been up to snuff though and post sporadically at best, so I cancelled my service last year.

First, my job requires that I have a company issued smart phone.  The company smart phone is very restricted in usage and everything about it is monitored and logged.  I use to jokingly refer to it as an electronic lease, but lately, that analogy is pretty accurate!  Think Big Brother, but much, much worse since it also tracks my position via GPS coordinates.

Now I do still have my old smart phone, so I’m not totally flying blind since the apps on the phone work if I go through a wireless router (which is practically everywhere anymore except when on the road traveling).  So I do have apps like twitter, Facebook, etc that are still usable via my old smart phone…

But the real question is… Am I Too Frugal, or just Cheap?

I was frugal in the past because the cellular services were expensive, but these days I could get a decent and affordable cellular plan from a site like republic wireless and still receive a decent value for the money.  So these days, I think the too “Frugality vs Cheap” scale has tilted to the “Cheap” side a bit too much.  Especially considering you can get cellular plans that averages less than $20 at republic wireless.

I’ll probably take the leap… next year (maybe)…




Saving Money Repairing Your Own Dryer

Repairing Your Own Dryer. After a great vacation at Hilton Head Island, I came back home to find out the dryer wouldn’t heat anymore!  It seems like there it’s becoming more common that after a vacation, I come back home to find out that something is broken and I need to put in some time… Continue Reading

Using the Library As A Mobile Office

Recently, I’ve made a discovery that’s worth talking about, “Using the Library As A Mobile Office” To have an office and all the expenses that are associated with having such an office may be able to obtained at your local library for free! At this very moment, I’m in a small 12 x 12 room… Continue Reading