My Weekly Thoughts: Until the past few years, I use to love to crunch numbers, especially my amortization spreadsheet that I used to conquer the debt on my mortgage! While most of the spreadsheet was formula based, I could tweak the interest rate and the entire sheet would change. I also was able to change… Continue Reading
Smart Reasons to Save, Use and Invest Money
Category Archives: Planning
My Take on the Five Worst Pieces of Financial Advice
While reading FreeMoneyFinance.com a few days back, He included a MSN Money online article called: five worst pieces of financial advice. It was so interesting that I thought I’d give my personal take on those 5 points. My take on the 5 worst pieces of financial advice 1. Pay off your debt before saving for retirement.… Continue Reading
Financial Planning Isn’t Really A One Size Fits All Model
There isn’t a “One Size Fits All” model for financial planning. Credit Cards I love credit cards, no wait, I love reward credit cards! But this is my one exception where I deviate from the norm with respect to my friends and their spending habits. I have a few friends that have gone bankrupt (in 1… Continue Reading
Thinking Before Paying To Save Money
All to often, we don’t really think before paying for our purchases! I’ve been guilty of this too! I use to get a bill in the mail and just write a check and mail it in. But today, I’m here to tell you that this is not the best way to go about paying bills,… Continue Reading
Is Being The Best The Most Important Thing In Life?
Some people are very competitive, even at an early age! Here is my question to you, the readers: ”Is being the very best the most important thing in life“? After all, do you really think it’s healthy to be as competitive as Tonya Harding (see skating scandal)? Why I ask this is because I see young kids… Continue Reading