Practically every day for lunch, I go to the library.  My library is within 2 miles of where I work at, and overall it’s a great experience. In some ways, it’s like I’m Norm from the old TV show “Cheers”, but instead of a loud “Norm”, I get a hushed “Hi” from a few of the Librarians. I’ll hop on the computers and read other blogs, respond to comments on mine, and sometimes start writing a blog article.

Four months ago, a really sucky thing happened! I did my regular library routine, but when I came out to get in my car and go back to work… somebody had clipped me! My bumper was damaged and even cracked badly! Now, as regular readers know, I’m totally debt free, and this includes my cars.

So can you guess what I did?

Nothing! Yep, that’s right I did absolutely nothing to fix the problem. Here’s why:

• The damage to the car is cosmetic (although I’m sure it’s a little less aerodynamic).
• The depreciation on the car makes the cosmetic repair less appealing!
  I have a high deductible on my car.
• Since it’s a Malibu, nobody is checking it out anyway. If it were a Lexus, well then I’d fix it.
• It’s basic purpose in life is to be a work car.

Would you fix your work car if it’s wasn’t worth it?

- D