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Tag Archives: Costs

Frugal Sins Of A Personal Finance Blogger

I’m consider myself a Frugal Blogger, and I am mostly, but I have my frugal sins that I commit.  And now, I would like to confess some of them, please try not to hate me!  (lol)

Frugal Sin #1:

I’m like Neo in “The Matrix” when it comes to not following David Bach’s “the latte factor” advice, …the rules do not apply to me!  Or at least you would think that is what I believe.  I have a McDonalds latte at least 4 days out of the week.  On top of McDonald’s latte’s, at least four times a month, I sneak in a Starbucks latte in too!  I also go to the local cafe shop and drink a few of their lattes per month.

This sin cost me about $15.00 extra a week, ($60.00 monthly).

Frugal Sin #2:

I’m currently not carpooling!  I have a buddy at work  that I’m sure I could carpool with again (we have in the past, when gas prices went over $3.00 a gallon), but I enjoy my alone time driving to work too much to give it up.  When I drive with my buddy, I feel like I have to entertain him, but I like listening to audiobooks, music, NPR, and other things.  Sometimes I even think about blogging topics.

This sin also cost me an another $15 dollars to my weekly expenses ($60 monthly).

Frugal Sin #3:

And what may be the most outragious sin of all… We still have a landline phone!  We have 2 cell phones, and a gmail voice account… and yet we still have a landline with Verizon?  My wife wants it just in case we need to call 911, but it’s not really necesary!  I wonder at what point in time, I will start to get embarrassed by the phone?  Maybe when we have company over, I’ll throw a blanket over our landline phones, or will I grab them and throw them in the utility room?  Oh the shame…

This sin also cost me an another $6 dollars to my weekly expenses ($24 monthly).

So my frugal sins only cost me almost $150 dollar a month, but still that’s $150 dollars that I could be saving for investments!

Please don’t tell my mom…

Would you like to confess some of your frugal sins here?  I think you’ll feel better if you put those nasty sins out on the table and in the open!


Beware of Electric Vampires In Your House

My computers suck… literally! At one time, I use to have up to 6 computers plugged into power strips sucking electricity nonstop.  Looking back, now I realize what a needless waste of money that was.  By my calculations, I was probably wasting $25 to $30 extra per month on them sitting doing nothing.  What many people don’t realize,… Continue Reading

Yearly Cost of Owning Pets

Today, I’m sitting down to calculate the cost of owning my pets. I’m not including any cost like worm pills for the dog, vet visits or grooming expenses. We currently have 1 dog (a chocolate lab), 1 cat, 2 hamsters and 1 1/2 fish.  With the fish, sometimes we get new ones when the fish dies… Continue Reading