When you are estimating your future value of investments, what kind of return do you plan for? Do you aim high, hoping that the optimism will somehow lift the rate of return on your investments? Or do you try to find the market average and stick to that? What if I told you that it… Continue reading Underestimating Your Returns
Year: 2012
Another Financially Tight Start of The New Year
Turns out that I tried to save so much money last year that I’m down to my last $3,000 at the start of this new year! Oh sure, I have money saved, but it’s in my regular brokerage account, my Roth IRA, and my 401k Plan. Turns out that I bumped up my contribution to… Continue reading Another Financially Tight Start of The New Year
Are We Financially Spoiled?
I’ve talked about the how I’m not in favor of the “Occupy” Protesters, and lately I am starting to wonder if we are Financially Spoiled in the United States? Why I think We Are Financially Spoiled: First, let’s start with a poster that I recently saw associated with the Occupy Protests, it was titled, “Shut… Continue reading Are We Financially Spoiled?
Starting A New Lifestyle By Taking a Month To Prepare
In the past I use to make resolutions, then after the first week when I didn’t hop into those new resolutions instantly, I would give up on them thinking that I already violated those goals so why even try. Obviously, this wasn’t the best way to accomplish such goals. This year, I’ve learned my lesson! … Continue reading Starting A New Lifestyle By Taking a Month To Prepare