Have you been thinking about refinancing? The mortgage rates are still very low right now, but starting to rise again. Check out bankrate.com and other online mortgage rate services for the most recent rates! In November, inflation started to increase, and that means that the Feds will be looking hard at whether to raise rates… Continue reading Are You Thinking About Refinancing Your Mortgage? You Should Be…
Author: Money Reasons
A offbeat personal finance blogger that comes from the tech world.
How I Have Lost Over Half A Million Dollars Having Kids, So Far!
Since my son has been born, We have lost over half a million dollars in income! How? My wife stopped working to be a stay-at-home mom, the day my son was born. In her previous work life (before my son was born), my wife was an accountant. Below is her calculated income based off of the last… Continue reading How I Have Lost Over Half A Million Dollars Having Kids, So Far!
Disney Magic, Watching Classic Disney Cartoons
Since our Disneyland vacation (this past November), my daughter (and to a lesser extent my son) have been wanting to watch some of the old Disney cartoons. So, first, I googled “Donald Duck”, then click on the video tab. It was pretty cool, we instantly got to watch a classic Disney cartoon called… Continue reading Disney Magic, Watching Classic Disney Cartoons
No 401K 2010 Conversion to a Roth IRA for Me
I was hoping in 2010 that I could roll my entire 401k balance over to a traditional IRA, and then from there do another rollover to a ROTH IRA. The advantage of doing it in 2010, is that you can spread the contribution amount over multiple years (3 to be exact) to reduce the tax hit. So for the… Continue reading No 401K 2010 Conversion to a Roth IRA for Me