Controlling Lifestyle Creep “Lifestyle Creep” is when we finally get a big raise or pickup side income from other sources, we start to spend more. We should be able to save this additional money, but instead the money is spent on increasing our lifestyle (via buying a new fancy car, bigger and more expensive vacations, adding new costly daily habits like lattes and… Continue reading Wealth Tip #1 – Controlling Lifestyle Creep After Getting a Raise or an Additional Income Stream
Author: Money Reasons
A offbeat personal finance blogger that comes from the tech world.
Christmas Tree Mission Accomplished
Yesterday, we finally got our tree. We held out for snow as long as we possible could, but it just didn’t happen. The tree is small but nice, it’s a Frazier fir… It cost $54 (ouch)… The hot chocolate and cookied cost another $5.50. So after all was said and done, it almost cost me… Continue reading Christmas Tree Mission Accomplished
The Value of Infomercials, Caveat Emptor
We are constantly bombarded with Infomercials, especially in the early morning and wee hours of the night, when we’re at our weakest moments. While the some of the infomercial products may work, most are not worth the money. You’ll buy them, using them a few times, realize they aren’t magic, then (especially with exercise equipment)… Continue reading The Value of Infomercials, Caveat Emptor
Fixed versus ARM Mortgages
Okay, let’s review the choices! First, what is a “Fixed rate mortgage loan”? These are loans where the interest rate is a non-changing rate, so the interest and principal payment portion of the loan will always stay the same throughout the life of the loan. This type of loan is the best type in my option, because of… Continue reading Fixed versus ARM Mortgages