I’ve been overzealous in my desire to save and invest more this year! My plan was to max out my both my 401k and my Roth IRA, but with a twist. The idea was to use my employer’s ESPP to save for my Roth IRA (and this has been successfully done), but also to take… Continue reading Last Quarter Cash Flow Changes
Category: Budgeting
Creating a Spending Budget To Spend More Money
The significant percentage of people have problems with spend more money than they have, so they usually overspend. To counter their overspending habit, the more prudent ones typically implement some sort of budget. I’ve never implemented such a budget, but my situation is a bit different that other! My problem is I underspend! So while most… Continue reading Creating a Spending Budget To Spend More Money
Are You Tracking Your Cash Flow? You should be!
This is a guest post from Money Beagle, who writes about personal finance with a focus on the personal side of things. A few years back, my financial tracking was a lot less involved than it is now. I had started tracking my Net Worth and investment performance in 2001, but that was about the… Continue reading Are You Tracking Your Cash Flow? You should be!
Saving By Paying Attention – Impulsers, Part 1 of 4
I have friends, lets call them Impulsers (yes, I made this term up), that are constantly driving to the store to get a snack, pop or ice cream or _________ (insert convenience item on the line to the left). Typically the Impulsers group are non-financial people that don’t understand (or were never taught) finances so they never… Continue reading Saving By Paying Attention – Impulsers, Part 1 of 4