I confess, I’m not a fan of traditional budgets! They require too much of my time. It takes too much meticulous work to track and record everything I buy. And yet, I’m doing great from a budgeting perspective! I know how much I spend per month and when my money go over what I have allotted. How is this… Continue reading Creating an Automated Budget
Category: Costs
Cost versus Quality Tools and Games
Too many time, I see people choosing a brand name product for something that can be bought for a lot cheaper price with a non-brand name one. Back when I worked construction (for a year or 2), I remember another young construction worker telling me that I should buy a “Eastwing hammer”. I never hear… Continue reading Cost versus Quality Tools and Games
Income Loss From My Wife Being a Stay at Home Mom
After posting “How I Have Lost Over Half A Million Dollars Having Kids, So Far!”, I started thinking about how many of my family and friend’s spouses work. Let me start with our parents… Both sets of parents work. All the people I know at work, their spouse works. My boss who makes at least… Continue reading Income Loss From My Wife Being a Stay at Home Mom
Don’t Be a Scrooge
In the classic tale “A Christmas Carol” by Charles Dickens, Ebenezer Scrooge was rich because he was extremely frugal (miserly really). So frugal that he never gave to charity, and was always out to save a buck. I know that this is just a story, but truth be told, most rich folk aren’t like this, the statistics… Continue reading Don’t Be a Scrooge