Retirement Rich But Life Poor?

I’ve been thinking about my financial strategy for the present and future. Not having anybody to ask about my investment strategy, I have to rely on myself to see what needs done (this is part of the reason I blog, to help others through my experiences). I now realize that I’m on a path to… Continue reading Retirement Rich But Life Poor?

Underestimating Your Returns

When you are estimating your future value of investments, what kind of return do you plan for? Do you aim high, hoping that the optimism will somehow lift the rate of return on your investments?  Or do you try to find the market average and stick to that?  What if I told you that it… Continue reading Underestimating Your Returns

Losing Free Money By Not Participating in a 401k Plan

I once had this friend (let’s call her Daphne) that was a brilliant, vibrant account executive at a large financial company. I was always impressed by this individual, both with her energy and how fast she processed information.  One day we met up for lunch and discussed stock market investing strategies.  I was shocked to… Continue reading Losing Free Money By Not Participating in a 401k Plan

The DOs and DON’Ts of Retirement Plans After a Layoff

The dos and don’ts of retirement plans after a lay off Since the economic downturn, more and more people have found themselves being laid off from work. But, if you were part of a retirement plan with your employer, for instance a 401(k), then what should you do with it if you are laid-off from… Continue reading The DOs and DON’Ts of Retirement Plans After a Layoff