First, let me start by saying I have the potential to be a money hoarder! The only thing preventing me from being a money hoarder is I don’t have much money… Honestly, since freeing myself totally from debt, I’m still finding it hard to spend money. Oh sure, usually we go out to eat once… Continue reading Are You A Money Hoarder?
Category: Savings
How I Saved $1190 By Purchasing A Cable Modem
Back in year 1999, I decided to buy internet access through my local city internet service provider. Back then Time Warner’s RoadRunner service cost around $50 per month, so I instead I opted to go with my local city ISP who with the annual pre-payment brought the cost for ISP service down from $18 to… Continue reading How I Saved $1190 By Purchasing A Cable Modem
Getting Over 15% Return By Saving Money In An ESPP
First, let mes explain what an ESPP is. This acronym stand for “Employee Stock Purchase Plan“, and it enables an employee to buy their employer’s stock at a discount (up to 15% off the market price during the purchase date). The basic ideas of an ESPP is that it slowly drawn a certain amount of… Continue reading Getting Over 15% Return By Saving Money In An ESPP
Creative Saving
Creative Saving We know the ‘go without your morning coffee’ money saving technique but if you’re going to get serious about saving – whether it’s for a new car, camera or the bigger ticket items like apartments and houses – you need to think outside the box. One approach is to think about the environment.… Continue reading Creative Saving