Money is just a tool of exchange, nothing more and nothing less. I watch actors and “rock stars”/rappers worship money like it has more meaning than the numbers printed on paper… but it doesn’t. I also see people claiming that it’s the devil’s hands and the root of all that is evil. However, this in… Continue reading Money Is Just a Tool
FICO 101
Do you know what your FICO credit score is? Are you asking, “What is a credit score”? Well, you had better get with the times if you don’t! Credit scores are used for everything from mortgages, loans, auto insurance, ordering utilities, buying cell phone service, renting an apartment, and even applying for a job, so… Continue reading FICO 101
Paying Off Your Mortgage is Like Working at a Second Job
Paying off your mortgage is like working at a second job! By paying off my mortgage early, I get to keep an additional $15,000 a year! Let’s say that you decide that your first job wasn’t enough money, or that you want to dig yourself out of debt. If you were to get a part… Continue reading Paying Off Your Mortgage is Like Working at a Second Job
Creating a Spending Budget To Spend More Money
The significant percentage of people have problems with spend more money than they have, so they usually overspend. To counter their overspending habit, the more prudent ones typically implement some sort of budget. I’ve never implemented such a budget, but my situation is a bit different that other! My problem is I underspend! So while most… Continue reading Creating a Spending Budget To Spend More Money