Why We Should Not Believe Bernie Madoff!

According to the Yahoo article “Madoff to NY newspaper: Banks ‘complicit’ in fraud”, Bernie claims that the Banks were complicit to what Bernie was doing. First, why should we believe Bernie?  He’s proven himself to be not trustworthy (and that’s being nice)!  He ripped off thousands of investors that thought he was legit. Perhaps he… Continue reading Why We Should Not Believe Bernie Madoff!

Frugal Ways to Save on Shower Costs

I use to live my life unaware of hidden costs such as those that exists when taking a shower or using other bathroom facilities.  I would like to say that I was naive and just considered them fixed costs… but that would be a lie.  I really just chose never to think about the cost… Continue reading Frugal Ways to Save on Shower Costs

401K Account Balance Recovery

Well, it took a long time, but my 401K decline in my portfolio value has finally broken even from my 401K balance highs back in 2008.  Today is officially Valentine’s Day as I write this, so it’ll be easy for me to remember!  I guess my account is telling me “Happy Valentine’s Day” (lol). Here… Continue reading 401K Account Balance Recovery