My Thoughts on Allowances For Less Than Rich Kids

  With allowances, it seems like I hear the same broken record erh CD that keeps playing the same song: “3 separate banks, 1 for savings, 1 for spending, and 1 for charity“.  It’s always the same message over and over.  And of course it’s always an even split between the three (so 33% each). I’m going to… Continue reading My Thoughts on Allowances For Less Than Rich Kids

Sound 2010 Roth IRA Information

I think that everybody should have a Roth IRA! It is more fun that David Lee Roth! And by fun, I mean not paying taxes on the future earnings! First the Basics: The following is the “2010 Income Limits” range information. MAGI stand for “Modified Adjusted Gross Income“, and not Gross Income! 2010 Roth IRA… Continue reading Sound 2010 Roth IRA Information

The Best Time To Have Children

After reading UtimateMoneyBlog.com‘s piece on “You can’t afford to have children“, I decided to state my opinion on when to have children.       First, let me state that my initial decision on when to have children was wrong!  I wanted to have children after I was somewhat financially stable and had enough money to do as… Continue reading The Best Time To Have Children