Last Quarter Cash Flow Changes

I’ve been overzealous in my desire to save and invest more this year! My plan was to max out my both my 401k and my Roth IRA, but with a twist.  The idea was to use my employer’s ESPP to save for my Roth IRA (and this has been successfully done), but also to take… Continue reading Last Quarter Cash Flow Changes

Financial Planning Isn’t Really A One Size Fits All Model

There isn’t a “One Size Fits All” model for financial planning.   Credit Cards I love credit cards, no wait, I love reward credit cards!  But this is my one exception where I deviate from the norm with respect to my friends and their spending habits. I have a few friends that have gone bankrupt (in 1… Continue reading Financial Planning Isn’t Really A One Size Fits All Model

10 Ways To Improve Your Chances To Become Rich

Honestly, Are you trying to become rich? I’ll admit there is more that I could do to try to breach the point where my passive income exceeds my expenses, but I choose not to. Although I’m frugal, I’m quite sure that I could run an even tighter financial ship!  Below is a quick list of… Continue reading 10 Ways To Improve Your Chances To Become Rich