Earning 25 Percent On My Previous Mortgage Payment

Occasionally I write about being totally debt free (no mortgage, car loans or credit card debt), but I had one problem with being debt free that took me a while to solve, and that was “What do I do with the extra infusion of cash each month”?  Such an increase of cash by paying off… Continue reading Earning 25 Percent On My Previous Mortgage Payment

Mortgage Free versus Paying For 30 Years

Today I’m going to talk about why I believe paying off your home mortgage early makes more sense for us middle folks (and probably the upper folks too) instead of investing all of your extra money into the stock market. From some financial advisors, we hear advise such as paying off your mortgage is a bad… Continue reading Mortgage Free versus Paying For 30 Years

Financial Planning Isn’t Really A One Size Fits All Model

There isn’t a “One Size Fits All” model for financial planning.   Credit Cards I love credit cards, no wait, I love reward credit cards!  But this is my one exception where I deviate from the norm with respect to my friends and their spending habits. I have a few friends that have gone bankrupt (in 1… Continue reading Financial Planning Isn’t Really A One Size Fits All Model

I Am Debt Free, My Mortgage Countdown #1 – Equilibrium

I’m Debt Free!  I don’t have credit card, car, mortgage or any other type of debt!   On the Wells Fargo website I selected the send “Payoff form” option for my last mortgage payment. I filled it out and printed it so that I can have Wells Fargo to pay our real estate taxes from… Continue reading I Am Debt Free, My Mortgage Countdown #1 – Equilibrium