Are You Overspending Today Because Of A Future Inheritance?

  I have a friend at work who seems to have holes in his pockets!  He is always broke and deep into credit card debt and doesn’t have any equity in his house after paying into his mortgage for over ten years (he keeps refinancing, taking the equity out). Just this year, he’s bought brand… Continue reading Are You Overspending Today Because Of A Future Inheritance?

Creating a Spending Budget To Spend More Money

The significant percentage of people have problems with spend more money than they have, so they usually overspend. To counter their overspending habit, the more prudent ones typically implement some sort of budget.  I’ve never implemented such a budget, but my situation is a bit different that other! My problem is I underspend! So while most… Continue reading Creating a Spending Budget To Spend More Money

Advice for Spendthrift Friends in Debt

While reading a post on GetRichSlowly.org, I came across an article called: “You are your own worst enemy“. We all have friends like the “Gillian” that is described in the article.  Often time (at least in my case), we are too polite to say “What is wrong with you!  You can’t afford that!!! Well, I finally… Continue reading Advice for Spendthrift Friends in Debt