My Upromise Experience and was It Worth It?

I always try to plan for future expenses.  That why I opened a Upromise account right before my son was born.  Back then I had more expenses and any amount I could save counted! For that time in my life, Upromise was a perfect vehicle for me to save for my son’s college without it hitting me hard… Continue reading My Upromise Experience and was It Worth It?

Lunch Budget Experiment #2 – Buying the Stock

In my previous post about my “Lunch Experiment“, I mentioned that I was looking at buying a type of dividend producing stock called a REIT (Real Estate Investemnt Trust). Well, this past Friday, I decided to jump in the market while it was low from the Dubai World credit crisis fallout. Even though the market might move… Continue reading Lunch Budget Experiment #2 – Buying the Stock

Lunch Budget Experiment Update

  Hurray! This past friday, I’ve accumulated my first $1,000 by cutting back on my lunch expenses… Now , I’m looking at stocks that will pay at least a 5% dividend (and preferable around 6 or 7%).  After the fourth quarter passes (I get my first dividend after the fourth quarter), I’ll be able to go… Continue reading Lunch Budget Experiment Update

Spot Budgeting To Save Money For A Goal Fund

First, let me say, that I’ve always admired people that create budgets and could follow them to the T.  I’ve actually tried to create a budget when I was in college, but it’s never worked out for me. There was always something that would pop up that I didn’t save the receipt for. Surprisingly, while… Continue reading Spot Budgeting To Save Money For A Goal Fund