A prudent person  must always defend their financial fortress against the continuous onslaught of unnecessary spending temptations.After reading fellow blogger Roshawn’s post called Financial Backbone Round Up and Uncommon Money News, it made me realize that to achieve financial security/stability, not only are we bucking what the popular media and commercials trends state that we should be doing with our money, but we are in a continual fight with foolish financial temptations!

Our Weapons

The best tool that we have for defending our Financial Fortress is a trusty spreadsheet program and/or special financial planning software.  These tools enable us to created a budget which in turn, increases the likelihood that we keep our lifestyle spending in check!

The Enemy

Everywhere you turn, you are constantly being seized upon by financial spending temptations.  On the roads driving, ever now and then, you’ll see a Maserati and think to yourself “I want one”  or perhaps you’ll be on vacation driving along the coast and you’ll see a yacht or even a private island for sell and think, “I want one“.

The key to remember when you see such temptations is that even though we are constantly bombarded with many tempting and exciting offers, we must only purchase those things that are financially possible given our current financial plan.

Battle Plans

We should all strive to have a perfect financial balance by creating a budget for the entertainment and fun stuff in our financial plan.  That way, we have an absolute financial number that we can use to determine how much to spend on the wants in our lives in addition to the necessities!

What desired wants are constantly pounding against your financial fortress?

-MR